---
description: Learn how BILL Spend & Expense can help your business. We provide UK business users the most detailed information on pricing, features, usability, and reviews for BILL Spend & Expense.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: BILL Spend & Expense Reviews, Prices & Ratings | GetApp UK 2026
---

Breadcrumb: [Home](/) > [Expense Report Software](/directory/579/expenses-management/software) > [BILL Spend & Expense](/software/110331/divvy)

# BILL Spend & Expense

Canonical: https://www.getapp.co.uk/software/110331/divvy

Page: 1 / 19\
Next: [Next page](https://www.getapp.co.uk/software/110331/divvy?page=2)

> BILL Spend \&amp; Expense (formerly Divvy) is the all-in-one expense management solution.
> 
> Verdict: Rated **4.7/5** by 439 users. Top-rated for **Likelihood to recommend**.

-----

## Overview

### Key benefits of BILL Spend & Expense

With BILL Spend \&amp; Expense, you can:&#10;&#10;Automate expense reports: Expenses are ready to upload immediately saving you time -  no need to reconcile credit card statements with your expense management system.&#10;&#10;Improve employee spend management: Take control of your business budgets and say goodbye to the “spend now, ask forgiveness later” mentality.&#10;&#10;Manage payments and subscriptions: Create a separate card for each subscription, set a limit on each card, and quickly freeze at any time. That’s fraud and overcharge protection in one amazing package.&#10;&#10;Track out of pocket expenses and reimbursement requests: With mobile receipt upload and push notifications for approvals, you can pay back employees in a snap.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 439 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.6/5 | Based on overall reviews |
| Value for Money | 4.7/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: BILL
- **Location**: Palo Alto, CA 94303, US
- **Founded**: 2006

## Commercial Context

- **Starting Price**: US$0.00
- **Pricing model**: Per User (Free version available) (Free Trial)
- **Pricing Details**: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- "What If" Scenarios
- API
- Access Controls/Permissions
- Accounting
- Accounting Integration
- Activity Dashboard
- Ad hoc Reporting
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Audit Management
- Audit Trail
- Automated Receipt Matching
- Bank Reconciliation
- Billing Portal
- Booking Management
- Budget Control
- Budgeting/Forecasting
- Cash Flow Management
- Cash Management

## Integrations (11 total)

- Dynamics 365 Business Central
- Gmail
- HRIS
- Lyft Business
- NetSuite
- QuickBooks Enterprise
- QuickBooks Online
- QuickBooks Online Advanced
- Sage Intacct
- Slack
- Xero

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Expense Report Software](https://www.getapp.co.uk/directory/579/expenses-management/software)

## Related Categories

- [Expense Report Software](https://www.getapp.co.uk/directory/579/expenses-management/software)
- [Actuarial Software](https://www.getapp.co.uk/directory/549/accountant/software)
- [Travel Management Software](https://www.getapp.co.uk/directory/1227/travel-management/software)
- [Financial Reporting Software](https://www.getapp.co.uk/directory/247/reporting/software)
- [Time and Expense Software](https://www.getapp.co.uk/directory/264/time-tracking-expense/software)

## Alternatives

1. [Moss](https://www.getapp.co.uk/software/2068802/moss) — 4.9/5 (234 reviews)
2. [SAP Concur](https://www.getapp.co.uk/software/411/concur-expense) — 4.3/5 (2259 reviews)
3. [Ramp](https://www.getapp.co.uk/software/2034987/ramp-financial) — 4.9/5 (220 reviews)
4. [Budgetly](https://www.getapp.co.uk/software/2060672/budgetly) — 4.9/5 (140 reviews)
5. [Expensify](https://www.getapp.co.uk/software/618/expensify) — 4.5/5 (1354 reviews)

## Reviews

### "The best software our company purchased in 2018\!" — 5.0/5

> **Zachary** | *18 December 2018* | Accounting | Recommendation rating: 10.0/10
> 
> **Pros**: I first learned about Divvy via the daily business newsletter, Morning Brew. I was in disbelief that the product was totally free, so I scheduled a demo call. As it turns out, Divvy really is TOTALLY free. The app is incredibly user friendly and switching/updating budgets is surprisingly easy. But while the app interface is nice, the push notifications are wonderfully helpful, and Divvy travel has us saying bye-bye to Expedia, the REAL value our agency has found in using Divvy is the virtual card feature.  As the Director of Marketing Strategy at a small Marketing Technology Agency, I manage a team of people who run a plethora of digital ads campaigns for numerous clients in any given month. Divvy's virtual card feature allows us to manage media buys on behalf of our clients without needing to open 100+ credit cards (or require the client to use their card). So, we're able to manage our clients' monthly spend and charge them a small admin fee (for putting the spend on our cards) without incurring ANY credit card fees.
> 
> **Cons**: Honestly, there are really only two things I dislike about Divvy:&#10;&#10;1. That there isn't a Divvy for PERSONAL spending (I've been Googling looking for something like this for the past few weeks now...nothing seems to exist\!)&#10;&#10;2. The saving a receipt feature/adding notes feature is a little spotty at times. I find that I often need to go back into a purchase and re-upload the photo of the receipt/re-type my note. Hopefully this is a bug that gets worked out with the next app update.
> 
> Overall, Divvy has enabled my company to gain WAY better insight into where dollars are going. We now know where we are over-budgeting and under-budgeting each month. Divvy makes tracking business expenses fun — I never thought I'd say that\!

-----

### "BSE is up to great things\!" — 4.0/5

> **Krystal** | *21 November 2023* | Accounting | Recommendation rating: 10.0/10
> 
> **Pros**: I love the transparency and opportunity to have a real time look into your company's spending and the ability to code and sync directly into QuickBooks.
> 
> **Cons**: The least robust features are reimbursements and account mappings. It is frustrating to take many steps to unmap and map custom fields. Make it in the same place at least.
> 
> I think BSE is a great efficiency tool. Coupled with it's low price of FREE-99, it offers great control over expenses in a real time capacity.

-----

### "App has a lot of new bugs" — 2.0/5

> **Jake** | *5 February 2025* | Religious Institutions | Recommendation rating: 0.0/10
> 
> **Pros**: My ability to get a high volume of rewards for spending on business expenses through our non-profit.
> 
> **Cons**: 1) Customer service - they are not good at all. They are difficult to contact and when you do get in touch with them they don't have enough familiarity with their own product to be helpful&#10;2) Software - creating budgets and getting cards to people is pretty simple but in the past 30-60 days the software has started to manifest some bugs. Budgets show up with a $0 balance. Users can't access budgets they clearly have access to from an administrator. Some budgets don't show up at all. Scrolling through transactions and entire weeks of transactions will disappear until you log out of the tool and log back in (I have screen recordings). The list goes on. This wasn't an issue until the last 30 days. &#10;3) Poor resolution - I've called them to discuss this and was told that there was in fact a SW bug they were working on. I explained more of the situation so they escalated the ticket and told me a supervisor would return my call. I even scheduled it because I have meetings back to back most days. Not only did they not call me back later that day during the window agreed on, but it has now been two additional days and nobody has emailed, called, reached out, etc. Our organization has spend hundreds of thousands of dollars via bill.com's spend and expense platform over the past three years. This level of follow-up and support is unacceptable.
> 
> While I'm glad to have reward options and be able to give my teams access to funds that I can see and manage, we are dealing with a lot of frustration on an almost daily basis for a tool that's supposed to make our jobs easier. It's pretty clear to me when a company slacks on customer support that they are focused more on the bottom line than their clients. At least in the past the tool was functioning properly. Now that the tech is also broken  (and nobody has shared any corrective plans or measures) we will have to start looking for other options quickly.

-----

### "Expense and Reimbursement Management for next to nothing" — 5.0/5

> **Kristine** | *16 December 2022* | Hospital & Health Care | Recommendation rating: 10.0/10
> 
> **Pros**: We rolled out Divvy in June of 2022.  Every employee has a Divvy account for reimbursements; about 20% of our employees also have corporate credit cards.  This is what works:- Easy to set up custom fields to correspond to our accounting system for expense coding and tracking- Budgets set up by functional team so managers are approving their direct reports transactions- Easy to adjust teams/budgets on the fly- App always works and employees can code charges and upload receipts seconds after a charge is made- Easy to administer; add employees, cancel cards or charges, delete employees, adjust budgets, add accounts.  The system is simple to navigate and intuitive.
> 
> **Cons**: Some drawbacks to Divvy - - No notification alerting you that a budget is getting close to its monthly spend limit- Employees need lots of education on how budgets work; they need to request funds BEFORE spending- Reimbursement tab needs to be more obvious.  Managers don't check and can have employee requests languishing there for weeks- Reimbursements don't hit employee accounts for days after the funds have already been withdrawn from the company account
> 
> Overall, implementing Divvy has ben a huge win for my organization.  It's streamlined our expense reporting process, keeps all expense records within a single system and costs us nothing.  We've used other paid platforms in the past, and Divvy's solution is far superior.

-----

### "Great Credit Card and Expense Tracking Software" — 5.0/5

> **Aaron** | *15 December 2022* | Religious Institutions | Recommendation rating: 10.0/10
> 
> **Pros**: I love that we now have credit cards instead of a bunch of debit cards. I like the app a lot. My employees and I get a notification immediately on our phone to upload receipts, categorize the expense, and write any notes. I also love that I have control over how much money each of my employees have access to. I can easily take away and add more.
> 
> **Cons**: I have had a few cons. 1) I am supposed to get a reminder email every Monday morning with a "to-do" list. I have gotten it about 50% of the time due to bugs in the system. The same goes for my employees. 2) I would love to not be able to approve my own transactions. 3) On the transactions page, place where you add filters seems not as well organized as I would like. I would love to be able to personally edit the order of the filters. I am constantly scrolling to the bottom.
> 
> I have loved Divvy\! I highly recommend it. We are much more streamlined and misplace way few receipts.

-----

Page: 1 / 19\
Next: [Next page](https://www.getapp.co.uk/software/110331/divvy?page=2)

## Links

- [View on GetApp](https://www.getapp.co.uk/software/110331/divvy)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.getapp.de/software/110331/divvy> |
| de-AT | <https://www.getapp.at/software/110331/divvy> |
| en | <https://www.getapp.com/finance-accounting-software/a/divvy/> |
| en-AE | <https://www.getapp.ae/software/110331/divvy> |
| en-AU | <https://www.getapp.com.au/software/110331/divvy> |
| en-CA | <https://www.getapp.ca/software/110331/divvy> |
| en-GB | <https://www.getapp.co.uk/software/110331/divvy> |
| en-IE | <https://www.getapp.ie/software/110331/divvy> |
| en-NZ | <https://www.getapp.co.nz/software/110331/divvy> |
| en-SG | <https://www.getapp.sg/software/110331/divvy> |
| en-ZA | <https://www.getapp.za.com/software/110331/divvy> |
| es | <https://www.getapp.es/software/110331/divvy> |
| es-CL | <https://www.getapp.cl/software/110331/divvy> |
| es-CO | <https://www.getapp.com.co/software/110331/divvy> |
| es-MX | <https://www.getapp.com.mx/software/110331/divvy> |
| fr | <https://www.getapp.fr/software/110331/divvy> |
| fr-BE | <https://fr.getapp.be/software/110331/divvy> |
| fr-CA | <https://fr.getapp.ca/software/110331/divvy> |
| nl | <https://www.getapp.nl/software/110331/divvy> |
| nl-BE | <https://www.getapp.be/software/110331/divvy> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"GetApp UK","address":{"@type":"PostalAddress","addressLocality":"Egham","addressRegion":"ENG","postalCode":"TW20 9AH","streetAddress":"Tamesis, The Glanty, Staines-upon-Thames Egham TW20 9AH United Kingdom"},"description":"Review, Compare, and Evaluate small business software. GetApp UK has software offers, SaaS and Cloud Apps, independent evaluations, and reviews.","email":"info@getapp.co.uk","url":"https://www.getapp.co.uk/","logo":"https://dm-localsites-assets-prod.imgix.net/images/getapp/getapp-logo-light-mode-5f7ee07199c9b3b045bc654a55a2b9fa.svg","@id":"https://www.getapp.co.uk/#organization","@type":"Organization","parentOrganization":"G2.com, Inc.","sameAs":["https://twitter.com/GetApp"]},{"name":"BILL Spend & Expense","description":"BILL Spend &amp; Expense (formerly Divvy) offers an extraordinary way for businesses to gain complete control over their spending with our user-friendly software and corporate cards. Our unique budgeting software allows companies to precisely manage their expenses while also simplifying cash flow planning. And the best part? It’s completely free, so managing your business expenses is easier than ever.  For more information, visit bill.com.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/4b0c247b-f12e-42c4-a8de-81fdf7f534ab.png","url":"https://www.getapp.co.uk/software/110331/divvy","@id":"https://www.getapp.co.uk/software/110331/divvy#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.co.uk/#organization"},"aggregateRating":{"@type":"AggregateRating","bestRating":5,"ratingCount":439,"ratingValue":4.7},"offers":{"price":"0","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Apple, Windows, Android, Platform ios, Platform ipad"},{"@id":"https://www.getapp.co.uk/software/110331/divvy#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Expense Report Software","position":2,"item":"/directory/579/expenses-management/software","@type":"ListItem"},{"name":"BILL Spend & Expense","position":3,"item":"/software/110331/divvy","@type":"ListItem"}]}]}
</script>
