Square Payments

Online payment processing for merchants & vendors

About Square Payments

Square Payments is an online payment processing solution which integrates with Square hardware and POS software to allow businesses to accept various payment types. Businesses can use Square Payments to make transactions from any location, deposit payments from all major credit cards, send invoices, store payment details for recurring customers, sell through e-commerce platforms, and more through integration with other Square tools and third party applications.

In order to facilitate the acceptance of any type of payment, Square Payments provides tools for managing chip cards, NFC payments, magstripe, remote payments, cash deposits, and more, meaning businesses can offer more flexibility to their customers. Users can integrate with Square’s card reader hardware and POS application to process payments anywhere, and in any way that customers wish to pay. Payments can also be handled remotely by keying in payments even when offline and, utilizing Square hardware, merchants can accept credit cards, NFC payments, gift cards, and more.

Square Payments provides automatic security measures including PCI compliance, chargeback protection, account takeover protection, fraud monitoring and detection, and more, so that both businesses and their customers can rest assured their accounts and data are safe when completing transactions.


Key benefits of Square Payments

  • Integrate with Square Invoices to send invoices from laptops or mobile devices directly to customers’ email inboxes and provide clients with a button to pay online or in person with credit and debit card processing.

  • Ensure payments are processed accurately and securely with automated features such as dispute management, PCI compliance management, fraud monitoring, chargeback protection, and more.

  • Integrate with third party e-commerce platforms such as BigCommerce, Weebly, Wix, WooCommerce, Ecwid, and more through the Square App Marketplace to sell online and process payments.

  • Accept payments from chip credit cards, magstripe, NFC through mobile devices, or remotely by keying in payments from the Square dashboard without the need for a card reader. Businesses can also save cards on file for recurring customers to save time.

  • Utilize the Square Payment Processing APIs to sell online through custom built-in app or website payment solutions, and seamlessly integrate online and offline sales. Benefit from Square features such as reporting, deposit tracking, and more.

  • Images

    Square Payments Software - Take payments anywhere, from any device, and view payment details, recurring payments, cards on file, and more
    Square Payments Software - Connect Square payments processing with Square hardware devices to accept all major credit cards
    Square Payments Software - Accept credit card payments by integrating with Square card reader hardware and POS software
    Square Payments Software - Digital receipts
    Square Payments Software - Payments virtual terminal
    Square Payments Software - Application dashboard
    View 7 more
    Square Payments video
    Square Payments Software - Take payments anywhere, from any device, and view payment details, recurring payments, cards on file, and more
    Square Payments Software - Connect Square payments processing with Square hardware devices to accept all major credit cards
    Square Payments Software - Accept credit card payments by integrating with Square card reader hardware and POS software
    Square Payments Software - Digital receipts
    Square Payments Software - Payments virtual terminal
    Square Payments Software - Application dashboard

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    Reviews

    Overall rating

    4.7 /5
    (2,300)
    Value for Money
    4.5/5
    Features
    4.6/5
    Ease of Use
    4.7/5
    Customer Support
    4.4/5

    Already have Square Payments?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Showing 5 reviews of 2,300
    Marcus
    Marcus
    Overall rating
    • Industry: Food & Beverages
    • Company size: 11–50 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 9.0 /10

    Best POS for High Volume Transactions

    Reviewed on 05/05/2022

    Overall, Square keeps winning our business for it's ease of use, reliability, and transparency in...

    Overall, Square keeps winning our business for it's ease of use, reliability, and transparency in costs.

    Pros

    No per swipe fees and a flat rate fee make Square the most transparent point of sale software of the market. Accepting payments is easy and straightforward. After 10 years of use, we have shopped around and can't find a better, easier to learn interface than the Square system for our high volume storefronts.

    Cons

    Integration with other software could be better, such as with Quickbooks online. Support has never been great but has improved over the last 3 years.

    Alternatives Considered

    PayPal, Arryved and Toast POS

    Reasons for Switching to Square Payments

    Transparency and competitive costs, as well as the intuitive interface helped win us over and kept our business for 10 years.
    Christina
    Overall rating
    • Industry: Health, Wellness & Fitness
    • Company size: Self Employed
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Likelihood to recommend 7.0 /10

    Great for small business owners

    Reviewed on 24/09/2023

    Overall, my experience has been pretty good. It is a bit pricey but you do get a lot of features,...

    Overall, my experience has been pretty good. It is a bit pricey but you do get a lot of features, even with the free version. I think Square is the best option for a small business who doesn't have a lot of negotiation power with other merchants.

    Pros

    Square payments is very easy to use and includes all compliance so you don't have to worry about doing PCI verifications. The ability to invoice clients is great and I love that it will automatically send reminders which saves me time. It integrates wonderfully with my patient charting/scheduling system so that I don't have to switch to the actual square dashboard and can do everything in one program.

    Cons

    I really disliked using the contactless card reader. It never had a stable connection to my phone and I was always having to manually enter credit card information (which Square charges more for). I have since purchased a terminal which I love but the hardware was quite pricey.

    Alternatives Considered

    Clover

    Reasons for Choosing Square Payments

    I switched because the user interface was more intuitive and I was able to integrate it into my existing programs.

    Switched From

    Stripe
    Ericka
    Overall rating
    • Industry: Veterinary
    • Company size: 2–10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 0.0 /10

    They Hold Your Payments To Control You!

    Reviewed on 02/01/2020

    I am very unhappy. I felt violated and robbed by Square. My clients were upset and felt the same by...

    I am very unhappy. I felt violated and robbed by Square. My clients were upset and felt the same by my company not getting paid when they paid us for services.

    Pros

    Easy in person credit card payments from customers.

    Cons

    That you get no access to your payments when paid. Square keeps the payment paid to you for services by the customer at their decision.

    Alternatives Considered

    PayPal Invoicing

    Reasons for Choosing Square Payments

    I thought Square was modern and fair.

    Reasons for Switching to Square Payments

    It was modern and had a popular look and presentation. Customers first off felt safe in credit card payments.
    Casey
    Casey
    Overall rating
    • Industry: Logistics & Supply Chain
    • Company size: 501–1,000 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Every Business Should Be Using Square Payments

    Reviewed on 16/12/2023

    Overall, everything has been fantastic! Collections are down, customers are much happier and...

    Overall, everything has been fantastic! Collections are down, customers are much happier and business runs much more smoothly.

    Pros

    This makes it quick and easy for both customers and our business. It has cut down on collections as well.

    Cons

    There is nothing I dislike. I feel like every business should have this.

    Brenda
    Overall rating
    • Industry: Retail
    • Company size: 2–10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Reliable solution that is cost effective

    Reviewed on 21/07/2023

    I have used Square for 10 years. I have listened to other companies pitches, but stuck with Square,...

    I have used Square for 10 years. I have listened to other companies pitches, but stuck with Square, because there is not contract. They are honest as well. Never do they pitch you anything they do not offer. I cannot say that for other payment providers.

    Pros

    Square is fantastic when you need to swipe a credit card and allows one to avoid the large fees that others require. No contract and buy equipment as you need it.

    Cons

    The only con is getting a hold of a representative. Note, the solution is so simple that you really don't need help.

    Alternatives Considered

    PayPal, Stripe and Quickbooks Online

    Reasons for Switching to Square Payments

    Speed and simplicity. The coding in the system works seamlessly too.
    Showing 5 reviews of 2,300 Read all reviews

    Square Payments FAQs

    Below are some frequently asked questions for Square Payments.

    Square Payments offers the following pricing plans:

    • Starting from:
    • Pricing model: Free Version
    • Free Trial: Not Available

    Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online & invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information.

    Square Payments has the following typical customers:

    Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000

    Square Payments supports the following languages:

    English, French, Japanese, Spanish

    Square Payments supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Square Payments integrates with the following applications:

    Acuity Scheduling, BigCommerce, Craver, DAVO, Ecwid, Fomo, Linktree, Mailchimp, Make, MarginEdge, MoeGo, Paymo, Poptin, QuickBooks Online Advanced, Sociavore, Square Invoices, Square Point of Sale, Synder, Thrive by Shopventory, TouchBistro, Vend, Weebly, Wix, WooCommerce, Zoho Invoice

    Square Payments offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat

    Related categories

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