--- description: Learn how Plaid can help your business. We provide UK business users the most detailed information on pricing, features, usability, and reviews for Plaid. image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png title: Plaid Reviews, Prices & Ratings | GetApp UK 2026 --- Breadcrumb: [Home](/) > [Integrated Risk Management Software](/directory/1759/integrated-risk-management/software) > [Plaid](/software/113185/plaid) # Plaid Canonical: https://www.getapp.co.uk/software/113185/plaid Page: 1 / 5\ Next: [Next page](https://www.getapp.co.uk/software/113185/plaid?page=2) > Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets > > Verdict: Rated **4.4/5** by 105 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Key benefits of Plaid Plaid’s Auth solution enables the authentication of accounts for ACH without the need for microdeposits, allowing the instant authentication of transfers. The Balance solution can be used to pull both historical and real-time balance data before transfers are made, including current and available balance information, to prevent overdrafts and non-sufficient funds (NSF) fees. Bank data, including names, addresses, and phone numbers, can be used to verify user identities with the Identity solution, with the aim of reducing fraud. Historical transaction data for the past 24 months can be accessed using the Transactions solution, with contextual information including category, merchant, and geolocation data. The Assets solution can be used to verify borrower assets using financial data from borrowers’ bank accounts, and generate reports in both JSON and PDF formats. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.4/5** | 105 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support | 4.3/5 | Based on overall reviews | | Value for Money | 4.4/5 | Based on overall reviews | | Features | 4.4/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Plaid - **Location**: San Francisco, US - **Founded**: 2012 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Plaid provides three pricing plans (Pay as You Go, Growth, and Custom) with varying features and payment structures. While no numeric pricing values are disclosed, the plans are tailored to different user needs, ranging from individual developers to businesses requiring scalable solutions. A free version (Limited Production Service) is available for testing, and users are encouraged to contact sales for detailed pricing and volume discounts. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Danish, Dutch, English, Estonian, French, German, Italian, Latvian, Lithuanian, Norwegian, Polish, Portuguese, Romanian, Spanish, Swedish - **Available Countries**: Belgium, Canada, Denmark, Estonia, France, Germany, Ireland, Italy, Latvia, Lithuania, Netherlands, Norway, Poland, Portugal, Spain, Sweden, United Kingdom, United States ## Features - ACH Payment Processing - AML Compliance - API - Access Management - Activity Monitoring - Address Validation - Age Verification - Anomaly Detection - Applicant Tracking - Audit Management - Authentication - Auto Loans - Automated Decisioning/Underwriting - Automatic Funds Distribution - Background Screening - Bank Reconciliation - Behaviour Tracking - Behavioural Analytics - Billing & Invoicing - Biometrics ## Integrations (31 total) - ASTRA - Adyen - Airwallex - Alchemy - Alloy - Alpaca - Atomic - Checkbook - Checkout.com - Codat - Dwolla - F5 Silverline Managed Services - Finix - Gusto - HighNote ... and 16 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base ## Category - [Integrated Risk Management Software](https://www.getapp.co.uk/directory/1759/integrated-risk-management/software) ## Related Categories - [Integrated Risk Management Software](https://www.getapp.co.uk/directory/1759/integrated-risk-management/software) - [Commercial Loan Software](https://www.getapp.co.uk/directory/1167/commercial-loan/software) - [Loan Origination Software](https://www.getapp.co.uk/directory/899/loan-origination/software) - [Investment Management Software](https://www.getapp.co.uk/directory/17/investment-portfolio-management/software) - [Direct Deposit Payroll Software](https://www.getapp.co.uk/directory/3683/direct-deposit-payroll/software) ## Alternatives 1. [NetSuite](https://www.getapp.co.uk/software/9137/netsuite) — 4.2/5 (2051 reviews) 2. [Ondato](https://www.getapp.co.uk/software/2034191/ondato) — 4.8/5 (13 reviews) 3. [PayPal](https://www.getapp.co.uk/software/91263/paypal) — 4.6/5 (26501 reviews) 4. [authorize.net](https://www.getapp.co.uk/software/10209/authorizenet) — 4.5/5 (219 reviews) 5. [Tipalti](https://www.getapp.co.uk/software/100409/tipalti) — 4.5/5 (178 reviews) ## Reviews ### "Great software" — 5.0/5 > **Sean** | *10 February 2026* | Automotive | Recommendation rating: 10.0/10 > > **Pros**: Plaid is a fantastic banking and payment tool, helping to seamlessly integrate bank accounts safely. Customer support is also fantastic > > **Cons**: No real downsides to note. Any small issue I had was easily remedied by customer support and no issues further happened ----- ### "Easy to use" — 4.0/5 > **Andrena** | *5 November 2025* | Financial Services | Recommendation rating: 8.0/10 > > **Pros**: It’s easy to process payment and learn how to use with minimal issues or conflicts. Seems easy for clients to pay invoices. > > **Cons**: I wouldn’t say there is anything specific that I dislike about plaid I haven’t used their customer service team/support very often. > > I’m overall my experience with plaid seems seamless and easy. It’s very quick to set up and there is minimal issues or glitches. ----- ### "Plaid Review" — 3.0/5 > **Blake** | *25 March 2025* | Information Services | Recommendation rating: 8.0/10 > > **Pros**: I like how plaid that you can connect to sites via bank account super Fast > > **Cons**: I always question the privacy and security of the site being everything online is technically not 100% safe. They also had a data leak that happened kinda recently. ----- ### "Plaid review" — 4.0/5 > **Alex** | *29 March 2026* | Apparel & Fashion | Recommendation rating: 9.0/10 > > **Pros**: Really love this for payment processing great for transferring money. Online banking made easy direct deposit deposits. Super helpful customer support value for the money cannot be beat and super easy to use. > > **Cons**: Really didn’t find anything I disliked about it. It took me a minute to figure everything out, but had a really good experience overall > > Had a great experience me and my wife both used it to transfer and deposit money would highly recommend to anybody with a small business ----- ### "Loving Plaid\!" — 5.0/5 > **Verified Reviewer** | *6 September 2025* | Computer Software | Recommendation rating: 9.0/10 > > **Pros**: Plaid provides secure bank linking for apps, offering advanced encryption, multi-factor authentication, and fraud monitoring for safe data sharing. > > **Cons**: There isn't anything I dislike about Plaid so far, although I am still currently using it so maybe something comes up. > > Plaid securely links bank accounts to apps, making fintech fast and easy. It's the secure bridge simplifying your financial life. ----- Page: 1 / 5\ Next: [Next page](https://www.getapp.co.uk/software/113185/plaid?page=2) ## Links - [View on GetApp](https://www.getapp.co.uk/software/113185/plaid) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-CL | | | es-CO | | | es-MX | | | fr | | | fr-BE | | | fr-CA | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data