---
description: Learn how Spenmo can help your business. We provide UK business users the most detailed information on pricing, features, usability, and reviews for Spenmo.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Spenmo Reviews, Prices & Ratings | GetApp UK 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/23/payment-management/software) > [Spenmo](/software/2056625/spenmo)

# Spenmo

Canonical: https://www.getapp.co.uk/software/2056625/spenmo

> Spenmo offers an all-in-one payments platform that enables startups and SMEs to automate the management of their business payments.
> 
> Verdict: Rated **3.0/5** by 1 users. Top-rated for **Customer Support**.

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## Overview

### Key benefits of Spenmo

 NO monthly fees, hidden fees, or sign up fees
 2% Cashback on ALL card spend
 Unlimited physical and virtual cards with instant approval
 Cheapest international transfers with 0% FX markup
 Real-time notifications, visibility, and tracking of business spends
 Credit line starting from $5K
 Automated invoice payments and bank transfers
 Invoice approval workflows
 Free and confidential payroll
 Instant access to unlimited virtual and physical corporate cards
 Seamless accounting automation and reconciliation
 Expense management software

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **3.0/5** | 1 Reviews |
| Ease of Use | 3.0/5 | Based on overall reviews |
| Customer Support | 4.0/5 | Based on overall reviews |
| Value for Money | 4.0/5 | Based on overall reviews |
| Features | 1.0/5 | Based on overall reviews |
| Recommendation percentage | 30% | (3/10 Likelihood to recommend) |

## About the vendor

- **Company**: Digital Services

## Commercial Context

- **Starting Price**: SGD 39.00
- **Pricing model**:  (Free Trial)
- **Pricing Details**: Spenmo is available for a packaged monthly subscription rate of $39.
- **Target Audience**: 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Indonesia, Philippines, Singapore, United States

## Features

- Accounting
- Accounting Integration
- Corporate Card
- Debit/Credit Card Processing
- Expense Claims
- Invoice Processing
- Multi-Currency
- Payment Processing
- Spend Control

## Support Options

- Email/Help Desk

## Category

- [Payment Processing Software](https://www.getapp.co.uk/directory/23/payment-management/software)

## Related Categories

- [Payment Processing Software](https://www.getapp.co.uk/directory/23/payment-management/software)
- [Accounting Software](https://www.getapp.co.uk/directory/236/accounting/software)
- [Accounts Payable Software](https://www.getapp.co.uk/directory/237/accounts-payable/software)
- [Expense Report Software](https://www.getapp.co.uk/directory/579/expenses-management/software)
- [Billing and Invoicing Software](https://www.getapp.co.uk/directory/240/billing-invoicing/software)

## Alternatives

1. [QuickBooks Online](https://www.getapp.co.uk/software/20428/quickbooks-online-edition) — 4.3/5 (8393 reviews)
2. [QuickBooks Enterprise](https://www.getapp.co.uk/software/115227/quickbooks-enterprise) — 4.5/5 (20613 reviews)
3. [FreshBooks](https://www.getapp.co.uk/software/8290/freshbooks) — 4.5/5 (4506 reviews)
4. [QuickBooks Online Advanced](https://www.getapp.co.uk/software/100262/quickbooks) — 4.4/5 (1037 reviews)
5. [Melio](https://www.getapp.co.uk/software/120147/melio) — 4.2/5 (401 reviews)

## Reviews

### "Product and service quality deteriorated over time" — 3.0/5

> **Verified Reviewer** | *17 October 2023* | Management Consulting | Recommendation rating: 3.0/10
> 
> **Pros**: They gave a lot of onboarding and usage incentives initially, and basic suite was free for use
> 
> **Cons**: There were payment processing errors and generally reliability issues, which were difficult detect.

## Links

- [View on GetApp](https://www.getapp.co.uk/software/2056625/spenmo)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.getapp.com/finance-accounting-software/a/spenmo/> |
| en-AE | <https://www.getapp.ae/software/2056625/spenmo> |
| en-AU | <https://www.getapp.com.au/software/2056625/spenmo> |
| en-CA | <https://www.getapp.ca/software/2056625/spenmo> |
| en-GB | <https://www.getapp.co.uk/software/2056625/spenmo> |
| en-IE | <https://www.getapp.ie/software/2056625/spenmo> |
| en-NZ | <https://www.getapp.co.nz/software/2056625/spenmo> |
| en-SG | <https://www.getapp.sg/software/2056625/spenmo> |
| en-ZA | <https://www.getapp.za.com/software/2056625/spenmo> |

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